• Full-Time
  • Chester
  • Salary: £21000 - £24000 per annum

Permanent Position – Underwriter (12 Month Fixed Term Contract)
Full time – Monday to Friday + 2 Weekends per month – Must be flexible various shift patterns – Opportunity to work from home one day per week 
Salary £20,000 – £23,000 Negotiable depending on experience, Free car parking on site, company pension , great incentives including commission and excellent working environment. 
Duties Include:  

  • Assess the credit worthiness of individual applications with a view to sanctioning a credit limit approval.
  • Adherence to prescribed underwriting criteria and policy rules is required as part of the underwriting process, including the correct implementation of the Underwriting Pyramid.
  • Demonstrate responsible lending through underwriting decisions.
  • Identify and refer any potential fraudulent applications to the Fraud Department.
  • Report Money Laundering suspicions to Compliance as necessary.
  • Validating customer proof of address and income provided either at payout stage or pre-payout.
  • Ensure customer income information is consistent with application details, investigating any discrepancies.
  • Complete Income & Expenditure Assessments with applicants in a professional and accurate manner.
  • Identify and respond appropriately to applicants if they appear to be “vulnerable customers”
  • Providing support and advice to the Dealer Finance Account Managers and dealerships regarding customer applications and underwriting conditions as necessary.
  • Deliver exceptional customer service.
  • Ensure the principles of Treating Customers Fairly are adhered to.
  • Undertake other tasks from time-to-time to support the Motor Operations Department as required.
  • Provide assistance to the Underwriting Team Leader / Team Manager as required.
  • Demonstrate the company Vision and Values.

Experience Required: 

  • Knowledge and understanding of non-prime consumer credit.
  • Understanding of regulatory guidelines in practice including the Consumer Credit Directive (CCD), Irresponsible Lending Guidelines (ILG), Data Protection Act (DPA), Vulnerable Customers and Money Laundering (AML)


  • Analytical and logical approach.
  • Excellent telephony skills.
  • Excellent communication skills.
  • Ability to work under pressure.
  • Problem solving skills.

Success Factors: 

  • Leadership
  • People Management
  • Analysis / Decision Making
  • Communication
  • Working Together
  • Delivering Results
  • Using and Managing Resources
  • Accepted file types: jpg, doc, docx, pdf, rtf, txt.
Related Jobs
  • Full-Time

    Digital Sales Executive – Permanent Role Based in Manchester – Full Time 08:30am – 5:00pm Basic Salary £25,000 + Commission Job summary     Working closely with members of the broader sales team to deliver new business and account manage e
  • Full-Time

    Permeant Position - Assistant Junior Manager Based in Central London – Opportunities in Covent Gardens, SOHO, Southbank and Westfield. Basic Salary £23,000 - £25,000 (Negotiable down to experience) IMMEDIATE STARTS AVAILABLEAre you looking for a
  • Full-Time

    .Net Developer Axis Recruitment £25,000 - £30,000 a yearJob Summary This is a fantastic opportunity for a motivated .Net Developer to join a household recognised brand based in between Manchester and Liverpool. Our client is looking for candidates
No Comments

Sorry, the comment form is closed at this time.